Does SM4 flood?

Yes — parts of the SM4 district carry real flood risk: 7 of its 60 at-risk postcodes reach the Environment Agency's High likelihood band. The SM4 postcode district covers Lower Morden, St Helier West, Ravensbury, St Helier, close to Morden, North Cheam, New Malden, and surrounding villages in parts of Greater London and Surrey.

60 postcodes in the SM4 district appear in the Environment Agency's rivers-and-sea flood-risk dataset — worst bands: 7 high, 12 medium, 41 low. A postcode not listed here has no properties in any recorded risk band (which is good news, but never proof it cannot flood).

Free preview first · full report £19

Which SM4 postcodes are at risk?

SM4 4NR up to High SM4 4NS up to High SM4 4PA up to High SM4 4RY up to High SM4 4SJ up to High SM4 6AB up to High SM4 6BF up to High SM4 4BZ up to Medium SM4 4EX up to Medium SM4 4JJ up to Medium SM4 4JN up to Medium SM4 4JP up to Medium SM4 4JX up to Medium SM4 4LF up to Medium SM4 4NN up to Medium SM4 4NP up to Medium SM4 4NX up to Medium SM4 5JD up to Medium SM4 6AU up to Medium SM4 4BY up to Low SM4 4JR up to Low SM4 4JS up to Low SM4 4JW up to Low SM4 4JZ up to Low SM4 4LD up to Low SM4 4LG up to Low SM4 4LR up to Low SM4 4LS up to Low SM4 4LU up to Low SM4 4LX up to Low SM4 4NU up to Low SM4 4NW up to Low SM4 4NY up to Low SM4 4RX up to Low SM4 4RZ up to Low SM4 4SG up to Low SM4 4SS up to Low SM4 4TQ up to Low SM4 4TS up to Low SM4 5PR up to Low SM4 5QD up to Low SM4 5QH up to Low SM4 5QS up to Low SM4 6AA up to Low SM4 6AL up to Low SM4 6AN up to Low SM4 6AW up to Low SM4 6FB up to Low SM4 6JB up to Low SM4 6LP up to Low SM4 6LS up to Low SM4 6LT up to Low SM4 6LZ up to Low SM4 6NH up to Low SM4 6NX up to Low SM4 6NY up to Low SM4 6PD up to Low SM4 6PF up to Low SM4 6PG up to Low SM4 6PQ up to Low

Rivers and flooding history near SM4

The rivers that matter here, each monitored live on FloodRadar:

461 official flood warnings and alerts have been raised within ~10 km of the district's centre since 2006 (25 at warning level or above), most recently 30 March 2026. Warnings cover flood areas, not individual addresses.

Recorded flood extents near the district (Environment Agency record):

Records, not floods: no outline on the record is not evidence a place has not flooded.

🏠 Buying or renting in SM4? The full property flood-risk report covers any postcode here — the official likelihood band, every recorded flood nearby with distances, warning history year by year, how the local rivers behave, and an insurance outlook, print-ready for £19. See what's in the report →

Flood risk in nearby postcode districts

SM3 SM5 SM6 SM1

Band = the worst likelihood band of any property in that postcode (EA Risk of Flooding from Rivers & Sea, defence-adjusted, area-level). Check any postcode in detail — or get the full £19 property report — at the property flood-risk report. © Environment Agency copyright and/or database right 2025. All rights reserved. Some features of this map are based on digital spatial data from the Centre for Ecology & Hydrology, © NERC (CEH). © Crown Copyright and Database Rights 2025 OS AC0000807064. This product is produced in part from PAF® and Multiple Residence Data, the copyright in which is owned by Royal Mail Group Limited and/or Royal Mail Group plc. All rights reserved. Licence number AC0000807064.