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Loose, Kent
Up to Medium likelihood
Properties in ME15 0BD sit in the Environment Agency's Medium flood-likelihood band (worst property). The band is the worst found in the postcode — it describes the land around properties (defence-adjusted, rivers & sea), not any single address, and not today's conditions.
| Likelihood band | Annual chance | Properties | Of which homes |
|---|---|---|---|
| High | greater than 3.3% | 0 | 0 |
| Medium | 1% – 3.3% | 1 | 1 |
| Low | 0.1% – 1% | 0 | 0 |
| Very low | below 0.1% | 0 | 0 |
Over a 25-year mortgage, a property in a medium-likelihood area has a 22–57% chance of flooding at least once.
ME15 0BD gets about 710 mm of rain a year on average (wettest month October, 84 mm; driest March, 43 mm). That is 39% drier than the UK as a whole, which averages 1,163 mm a year.
A thirty-year average for the surrounding area, not a measurement at this address and not a flood risk on its own: a dry area floods when a storm sits over it, and a wet one may drain away perfectly well. Source: Met Office HadUK-Grid 1991–2020 (5 km grid), 1.6 km away. Average rainfall: HadUK-Grid v1.3.2, Met Office. Contains public sector information licensed under the Open Government Licence v3.0.
Because properties in the medium likelihood band; 3 recorded flood outlines mapped nearby; 177 official warnings since 2006.
The map above shows the real EA rivers & sea likelihood cells around ME15 0BD. The small panels are illustrative previews of the report's per-layer map views — the full report draws each layer for real, plus recorded extents, defences and a building picker on an interactive map.
Warnings cover flood areas, not individual addresses.
| Date | Mapped flood extent | Approx. distance |
|---|---|---|
| Dec 2013 | 07302C200_Dec2013_Medway_Eden_Teise_Beult | ~10.2 km |
| Oct 2000 | 07302C200_OCT2000_Medway | ~4.0 km |
| Nov 1960 | 07302C200_NOV1960_Medway_Edenbridge_Yalding | ~8.7 km |
These are extents the Environment Agency has mapped, not a list of every flood. Records, not floods: no outline on the record is not evidence a place has not flooded. The full report tests whether any extent covered the exact spot.
Bella (2020, 9 warnings nearby) · Dennis (2020, 8 warnings nearby) · Chandra (2026, 3 warnings nearby) · 2013-14 UK winter floods (2013, 2 warnings nearby)
| Gauge | River | Distance | Typical high | Highest on record |
|---|---|---|---|---|
| EAST FARLEIGH GS | — | 3.0 km | — | — |
| East Farleigh Gate Upstream | River Medway | 3.1 km | 1.71 m | 5.38 m |
| Stilebridge | River Beult | 4.0 km | 3.48 m | 3.73 m |
| Teston | River Medway | 5.4 km | 0.95 m | 3.90 m |
Live levels, predictions and rain-response behaviour are on each gauge's page and in the property report.
| Overflow | Discharges into | Distance | Spills | Hours |
|---|---|---|---|---|
| Oxford Road Shepway Cso | A Trib Of The River Len | 2.9 km | 1 (2024) | 0 |
| Linton Wwtw | Tributary Of River Beult | 3.0 km | 10 (2024) | 23 |
| Tovil Wharf Wastewater Ps | The River Medway | 3.2 km | 0 (2024) | 0 |
| Knightrider Street Cso | The River Medway | 3.5 km | 1 (2024) | 0 |
Official annual EDM figures — a water-quality signal for local watercourses, not a property flood-risk factor.
No mapped flood-defence assets within 500 m of the postcode centre. Defences reduce risk, never remove it.
The interactive flood-risk map with a building picker (your exact house, not the postcode), the 2050s climate view, surface-water and planning flood zones at your building, exact recorded-flood distances, year-by-year warning charts, watercourses including culverted streams, an insurance outlook with the Flood Re rules, and a printable document with every dataset receipt — start with the free preview, unlock for £19.
At-risk postcodes near ME15 0BD — all in the ME15 district.
© Environment Agency copyright and/or database right 2025. All rights reserved. Some features of this map are based on digital spatial data from the Centre for Ecology & Hydrology, © NERC (CEH). © Crown Copyright and Database Rights 2025 OS AC0000807064. This product is produced in part from PAF® and Multiple Residence Data, the copyright in which is owned by Royal Mail Group Limited and/or Royal Mail Group plc. All rights reserved. Licence number AC0000807064. Place names: Contains OS data © Crown copyright and database rights 2026. Contains Royal Mail data © Royal Mail copyright and database right 2026. Contains National Statistics data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0. Recorded Flood Outlines and warning history © Environment Agency copyright and/or database right 2025. Storm-overflow figures: EA Event Duration Monitoring. Flood defences © Environment Agency (OGL v3). This page summarises public area-level data — it is not a flood-risk survey and not a substitute for the official GOV.UK service. All data sources & licences. More postcodes: the ME15 district.