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Cockermouth, Cumberland
Up to Medium likelihood
Properties in CA13 9FL sit in the Environment Agency's Medium flood-likelihood band (worst property). The band is the worst found in the postcode — it describes the land around properties (defence-adjusted, rivers & sea), not any single address, and not today's conditions.
| Likelihood band | Annual chance | Properties | Of which homes |
|---|---|---|---|
| High | greater than 3.3% | 0 | 0 |
| Medium | 1% – 3.3% | 1 | 1 |
| Low | 0.1% – 1% | 0 | 0 |
| Very low | below 0.1% | 0 | 0 |
Over a 25-year mortgage, a property in a medium-likelihood area has a 22–57% chance of flooding at least once.
CA13 9FL gets about 1,224 mm of rain a year on average (wettest month October, 143 mm; driest April, 65 mm). That is close to the UK as a whole, which averages 1,163 mm a year.
A thirty-year average for the surrounding area, not a measurement at this address and not a flood risk on its own: a dry area floods when a storm sits over it, and a wet one may drain away perfectly well. Source: Met Office HadUK-Grid 1991–2020 (5 km grid), 2.4 km away. Average rainfall: HadUK-Grid v1.3.2, Met Office. Contains public sector information licensed under the Open Government Licence v3.0.
The ground here sits at about 69 m above sea level and falls 36 m across the surrounding 800 m. Surface water reaching this point runs off ground lying to the north, 5.0 m higher.
The nearest watercourse on the river map is Tom Rudd Beck, about 90 m from the centre of CA13 9FL. It flows into the River Cocker about 1.1 km downstream.
A gauge downstream shows water that has already passed this point; one upstream sees it first. Distances along the river are from the point on Tom Rudd Beck nearest the centre of CA13 9FL. From Ordnance Survey’s river map (OS Open Rivers), which leaves out small streams, ditches and culverts, so a nearer one may exist. This describes where water goes on the map; it says nothing about flooding at any address. Contains OS data © Crown copyright and database rights 2026.
Because properties in the medium likelihood band; 6 recorded flood outlines mapped nearby; 205 official warnings since 2006.
The map above shows the real EA rivers & sea likelihood cells around CA13 9FL. The small panels are illustrative previews of the report's per-layer map views — the full report draws each layer for real, plus recorded extents, defences and a building picker on an interactive map.
Warnings cover flood areas, not individual addresses.
| Date | Mapped flood extent | Approx. distance |
|---|---|---|
| Feb 2020 | Storm Ciara 09_02_2020 | ~28.2 km |
| Oct 2017 | 11.10.17 Flood Event - Tom Rudd Beck | ~0.2 km |
| Dec 2015 | Cockermouth 05_12_2015 | ~1.4 km |
| Nov 2009 | Cockermouth November 2009 | ~1.6 km |
| Nov 2009 | Simonscales Mill to Cmouth Fill | ~1.3 km |
| Nov 2009 | Tom Rudd Beck 19 Nov 2009 | ~0.2 km |
These are extents the Environment Agency has mapped, not a list of every flood. Records, not floods: no outline on the record is not evidence a place has not flooded. The full report tests whether any extent covered the exact spot.
Desmond (2015, 14 warnings nearby) ▶ replay it here · 2013-14 UK winter floods (2013, 5 warnings nearby) ▶ replay it here · 2007 UK floods (2007, 2 warnings nearby) ▶ replay it here · Lilian (2024, 1 warnings nearby) ▶ replay it here
| Gauge | River | Distance | Typical high | Highest on record |
|---|---|---|---|---|
| South Street Footbridge | River Cocker | 0.9 km | 1.50 m | 4.97 m |
| Kingfisher, Cockermouth | River Derwent | 1.5 km | 1.50 m | 4.54 m |
| Southwaite Bridge | River Cocker | 2.1 km | 1.25 m | 3.12 m |
| Ouse Bridge | River Derwent | 7.0 km | 2.21 m | 3.89 m |
Live levels, predictions and rain-response behaviour are on each gauge's page and in the property report.
| Overflow | Discharges into | Distance | Spills | Hours |
|---|---|---|---|---|
| Vicarage Lane Cso 022wd | Tom Rudd Beck | 0.4 km | 0 (2024) | 0 |
| The Burroughs Cso 022uq | River Derwent | 2.4 km | 41 (2024) | 93 |
| Fitz Bridge (low Road) Cso | River Derwent | 2.5 km | 99 (2024) | 958 |
| Papcastle Pumping Station (all0139) | River Derwent | 3.0 km | 104 (2024) | 1,284 |
Official annual EDM figures — a water-quality signal for local watercourses, not a property flood-risk factor.
12 mapped flood-defence assets within 500 m — nearest ~89 m (natural high ground). Defences reduce risk, never remove it.
The interactive flood-risk map with a building picker (your exact house, not the postcode), the 2050s climate view, surface-water and planning flood zones at your building, exact recorded-flood distances, year-by-year warning charts, watercourses including culverted streams, an insurance outlook with the Flood Re rules, and a printable document with every dataset receipt — start with the free preview, unlock for £19.
At-risk postcodes near CA13 9FL — all in the CA13 district.
© Environment Agency copyright and/or database right 2025. All rights reserved. Some features of this map are based on digital spatial data from the Centre for Ecology & Hydrology, © NERC (CEH). © Crown Copyright and Database Rights 2025 OS AC0000807064. This product is produced in part from PAF® and Multiple Residence Data, the copyright in which is owned by Royal Mail Group Limited and/or Royal Mail Group plc. All rights reserved. Licence number AC0000807064. Place names: Contains OS data © Crown copyright and database rights 2026. Contains Royal Mail data © Royal Mail copyright and database right 2026. Contains National Statistics data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0. Recorded Flood Outlines and warning history © Environment Agency copyright and/or database right 2025. Storm-overflow figures: EA Event Duration Monitoring (England); live overflow status © the water companies, incl. Dŵr Cymru Welsh Water and Scottish Water. Flood defences © Environment Agency (OGL v3). This page summarises public area-level data — it is not a flood-risk survey and not a substitute for the official GOV.UK service. All data sources & licences. More postcodes: the CA13 district.